Business Insurance Made Simple for Southeast Michigan Companies

Running a business in Farmington, Farmington Hills, Livonia, Plymouth, or Canton means juggling a dozen risks at once — a slip-and-fall at your storefront, a company vehicle in an accident, an employee injured on the job. Torley Insurance Group has spent more than 15 years helping local business owners find coverage that actually fits their operation, without the jargon or the upsell.

As an independent agency, we're not tied to a single insurance company. That means we compare options across multiple carriers to find the coverage and price that make sense for your specific business — not a one-size-fits-all policy.

What's Covered

General Liability

Protects your business against claims of bodily injury, property damage, and personal injury (like libel or slander) that happen as a result of your operations. If a customer slips in your store or a piece of equipment damages a client's property, general liability is your first line of defense.

Workers' Compensation

Required in Michigan for most employers, workers' comp covers medical expenses and lost wages when an employee is injured on the job — and it protects your business from being personally sued over a workplace injury. We help make sure your policy matches your actual payroll and job classifications, so you're not over- or under-paying.

Commercial Auto

If your business owns, leases, or regularly uses vehicles for work — from a single service van to a small delivery fleet — a personal auto policy won't cover you. Commercial auto insurance protects your vehicles, your drivers, and your business from liability on the road.

Why Local Businesses Choose Torley

• 15+ years serving business owners across Farmington, Farmington Hills, Livonia, Plymouth, and Canton.

• Independent agency — we shop multiple carriers on your behalf instead of pushing one company's product.

• One point of contact for General Liability, Workers' Comp, and Commercial Auto, so your coverage works together instead of leaving gaps.

• Straightforward, no-pressure quotes — we explain what you're buying and why.